Legal

Disclaimer

Effective date: 19 August 2026

The information on the Defender Property Solutions website is provided for general information and educational purposes only. It is intended to help you understand property terminology, processes and questions you may wish to discuss with an appropriately qualified professional.

1. No formal professional advice

Nothing on this website constitutes, or is intended to constitute:

• formal legal advice or a legal opinion;
• conveyancing advice or a solicitor's or licensed conveyancer's advice;
• regulated mortgage advice or a personal recommendation in relation to a mortgage or other regulated credit product;
• financial, investment or tax advice;
• regulated financial advice or a personal investment recommendation;
• surveying, valuation, structural or building advice;
• planning or development advice; or
• any other professional advice that requires an appropriately authorised or qualified adviser.

You should obtain advice from a suitably qualified and, where applicable, authorised professional before making a decision that could materially affect your legal rights, finances, property, tax position or investment strategy.

2. Property tools and estimates

Any pathway questions, calculators, ranges, estimates, illustrations, timelines, checklists or other tools are simplified educational aids. They may rely on information you enter, assumptions, publicly available information or general rules. They are not formal valuations, affordability assessments, mortgage decisions, financial projections or professional recommendations.

Figures may be rounded, incomplete or out of date. Costs such as tax, stamp duty, legal fees, lender fees, service charges, ground rent, business rates, insurance and other transaction costs can depend on circumstances that a general website tool cannot assess.

3. Articles and guides

Our guides are written in plain English to explain concepts and common stages in the property process. Laws, regulations, government schemes, tax rates, market conditions and industry practice can change. A guide may therefore become inaccurate or incomplete after publication.

Where a guide refers to a specific legal or regulatory position, you should verify the current position with an authoritative source or qualified professional before acting.

4. No guarantee of outcomes

We do not guarantee that a property transaction will complete, that finance will be available, that a tenancy or lease will be granted, that a particular yield or return will be achieved, or that an introduction will result in a particular professional service, price or outcome.

5. Independent introductions

Where you request an introduction, we may connect you with an independent solicitor, conveyancer, mortgage or financial professional, property agent, surveyor or other service provider. An introduction is not an endorsement or guarantee of that provider's work, suitability, regulatory status or outcome. You are responsible for checking the provider's qualifications, authorisation, fees, terms and suitability for your circumstances.

6. No mortgage recommendation

Our property pathways may ask about budgets, deposits, property values, mortgage balances, interest rates or timelines to help us understand your enquiry. These questions do not amount to a mortgage application, affordability assessment, regulated mortgage advice or a personal recommendation.

7. Information from third parties

Some content may refer to information supplied by third parties or link to external websites. We do not guarantee the accuracy, completeness or availability of third-party information and are not responsible for third-party websites or services.

8. Limitation of liability

Nothing in this disclaimer excludes or limits liability that cannot lawfully be excluded or limited, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or other liability that applicable law does not permit us to exclude.

Subject to those legal limits, you use the information, tools and estimates on this website at your own risk. To the fullest extent permitted by law, Defender Property Solutions Ltd is not responsible for loss arising from reliance on general information where that loss could have been avoided by obtaining appropriate professional advice or verifying the relevant facts.

9. Your responsibility

Before acting on information from this website, you should consider your own circumstances and obtain independent professional advice where appropriate. You should not delay seeking urgent professional advice because you have read a guide on this website.

10. Contact

If you have a question about the scope of our information service, contact info@defenderproperty.co.uk or call 020 3504 7427.